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Insurance & Tieups


Palakkad Institute of Medical Sciences is an empanelled Hospital for providing treatment under the Government sponsored Treatment Scheme of Karunya Benevolent Fund.

Thousands of patients have already availed treatment under this scheme from Palakkad Institute of Medical Sciences . Karunya Card Holders who inform their Card Details to the Registration Desk at the time of admission can avail this service from PIMS.


The scheme is intended to provide comprehensive health insurance coverage to all serving employees of the State Government including the High Court of Kerala who are covered under the existing Kerala Government Servants Medical Attendant Rules [KGSMA Rules, 1960] and pensioners. This also includes newly recruited employees and their family, part time contingent employees, part time teachers, teaching, non-teaching staff of aided schools and colleges and their family and pensioners and their spouses and family pensioners on compulsory basis, and all Civil Service officers serving under the Government of Kerala on optional basis.


The promulgation of Employees' State Insurance Act, 1948(ESI Act), by the Parliament was the first major legislation on social Security for workers in independent India. It was a time when the industry was still in a nascent stage and the country was heavily dependent on an assortment of imported goods from the developed or fast developing countries. The deployment of manpower in manufacturing processes was limited to a few select industries such as jute, textile, chemicals etc. The legislation on creation and development of a fool proof multi-dimensional Social Security system, when the country's economy was in a very fledgling state was obviously a remarkable gesture towards the socio economic amelioration of a workface though limited in number and geographic distribution. India, notwithstanding, thus, took the lead in providing organized social protection to the working class through statutory provisions.


இத்திட்டத்தில் பயன்பெறத் தேவையான தகுதி
• இத்திட்டத்தில் சேர குடும்ப ஆண்டு வருமானம் ரூ.1,20,000/-க்கும் குறைவாக இருத்தல் வேண்டும். (அரசாணை(நிலை) எண்.560 மருத்துவம் – மக்கள் நல்வாழ்வுத்துறை (அஉதி1-1) நாள்:16.12.2021)
• கிராம நிர்வாக அலுவலரிடம் வருமானச் சான்று பெற்று குடும்ப அட்டை மற்றும் ஆதார் அடையாள அட்டையுடன் மாவட்ட ஆட்சியர் அலுவலகத்தில் உள்ள அட்டை வழங்கும் மையத்திற்கு சென்று முதலமைச்சரின் விரிவான மருத்துவ காப்பீட்டு அட்டை பெற்றுக் கொள்ளலாம்
குடும்பம் மற்றும் குடும்பத்தினரின் தகுதி விளக்கம் கீழே கொடுக்கப்பட்டுள்ளது.
1. தகுதியுடைய நபரின் சட்டப்பூர்வமான மனைவி/கணவர்
2. தகுதியுடைய நபரின் குழந்தைகள்
3. தகுதியுடைய நபரை சார்ந்த பெற்றோர்கள்
மேலே கொடுக்கப்பட்டுள்ள நபர்களின் பெயர்கள் குடும்ப அட்டையில் இடம்பெற்றிருத்தல் வேண்டும்.


RAKSHA HEALTH INSURANCE TPA IS AN IRDAI LICENSED THIRD PARTY ADMINISTRATOR(IRDA LIC NO-015 Issued On 01-04-2002) Raksha Health Insurance TPA is one of the premier & leading Third Party Administrator in providing services through Web based technology linking the Insurer, Insured and Provider.
Raksha has a merit of being the ISO 9001:2015 management system certified by TUV of Germany and information security management system 27001:2013 Certified.
Raksha has CRISIL Rating SME-1* for its “Highest Level of Creditworthiness”


SBI General is one of the fastest growing private general insurance companies, with the strong parentage of SBI, we, at SBI General Insurance, are committed to carry forward the legacy of trust and security; and have a vision is to become the most trusted general insurer for a transforming India.
Ever since our establishment in 2009, our growth has been exponential in various aspects. We have expanded our presence from 17 branches in 2011 to over 139 branches pan-India. Till date, we have served over 10crore customers. We have been awarded ‘Insurer of the Year’ in the non-life category at FICCI Insurance Industry Awards, for two consecutive years in 2020 & 2021. In 2022, recognized as the 'Best General Insurance Company of the Year' at the 'Third Emerging Asia Insurance Awards' organized by the 'Indian Chamber of Commerce'.


Tata AIG General Insurance Company Limited is a joint venture company between Tata Group and American International Group (AIG). Tata AIG General Insurance Company Limited celebrates 21 years of service as on 2021, since it commenced operations in India on January 22, 2001. The Company has grown strongly to emerge as the preferred private general insurance company in India with several pioneering firsts to its credit. Driven by a mission to create better tomorrows for Customers by delivering trustworthy and innovative risk solutions, Tata AIG’s broad portfolio of protection covers are backed by years of professional expertise in product offerings, exceptional service capabilities and seamless claims process management. The Company offers a wide range of general insurance covers for businesses and individuals including a comprehensive range of general insurance products for Liability, Marine Cargo, Personal Accident, Travel, Rural-Agriculture Insurance, Extended Warranty etc.


eExpedise Group is an NABH & ISO 2000 Certified, globally-renowned IT and healthcare company designing innovative healthcare solutions to build a strong healthcare & Insurance ecosystem for both domestic and international clients. Led by a team of experienced management and skilled professionals across diverse verticals such as IT , TPA Services, Medical Assistance and medical tourism, among others, the group has a strong background of managing various portfolios in segments like insurance companies, Third Party Administrator (TPA) and banking along with a proven track record in health insurance and the IT industry.


We are India’s leading HealthTech, and InsurTech company focused on administering health benefits across employers, retail members, and public health schemes. We consistently strive to drive innovation and participate in such initiatives, to lower health care costs. Our Health Benefits Administration model delivers the tools necessary for a health plan to succeed, whether it’s our modular claims management system, our technology that unveils data to make crucial decisions, or our service solutions built around the voice of the customer. In short, our goal is to link our success to that of our members.


Niva Bupa Health Insurance Company Ltd. (formerly known was Max Bupa Health Insurance Company Limited) is a joint venture between Fettle Tone LLP (an affiliate of True North Fund VI LLP), a leading Indian private equity firm, and the UK based healthcare services expert, Bupa Singapore Holdings Pte. Limited. While Bupa has six decades of experience in the healthcare industry and a 29 million customer-base in over 190 countries; Fettle Tone LLP (an affiliate of True North Fund VI LLP) is a leading Indian private equity firm, with a focus on investing in and transforming mid-sized profitable businesses into world-class industry leaders. In the last 20 years, Fettle Tone has invested in more than 50 Indian business, and has successfully guided these companies in making the transition into well-established and large businesses that are valuable, enduring and socially responsible.